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BenefitsTransfer

Federal Poverty Level (FPL) 2026 Chart

What is the federal poverty level (FPL)?

The federal poverty level is the income threshold HHS publishes each year by household size, used to set eligibility limits across benefit programs. Limits are expressed as percentages: WIC uses 185% FPL nationwide, Medicaid expansion covers adults to 138% FPL, and SNAP's standard gross limit is 130% FPL.

Because programs quote limits as FPL percentages, the same percentage means a different dollar amount depending on household size, and the dollar amounts rise slightly each year when HHS updates the guidelines.

Alaska and Hawaii have their own higher FPL tables, so the same percentage is a higher dollar limit there. A household that qualified in Alaska or Hawaii can be over the limit in another state that uses the same percentage.

2026 federal poverty guidelines by household size

HHS published the 2026 guidelines on 2026-01-15. Alaska and Hawaii have their own, higher guidelines; everywhere else (the 48 contiguous states and DC) uses one table.

Household size48 states + DCAlaskaHawaii
1 person$15,960$19,950$18,360
2 people$21,640$27,050$24,890
3 people$27,320$34,150$31,420
4 people$33,000$41,250$37,950
5 people$38,680$48,350$44,480
6 people$44,360$55,450$51,010
7 people$50,040$62,550$57,540
8 people$55,720$69,650$64,070
Each additional person+$5,680+$7,100+$6,530

2026 FPL chart: 100% to 400% (yearly income)

Programs set limits as a percentage of the guideline. Find your household size, then read across to the percentage your program uses. Figures are for the 48 contiguous states and DC.

Household100%125%133%138%150%185%200%250%300%400%
1$15,960$19,950$21,227$22,025$23,940$29,526$31,920$39,900$47,880$63,840
2$21,640$27,050$28,782$29,864$32,460$40,034$43,280$54,100$64,920$86,560
3$27,320$34,150$36,336$37,702$40,980$50,542$54,640$68,300$81,960$109,280
4$33,000$41,250$43,890$45,540$49,500$61,050$66,000$82,500$99,000$132,000
5$38,680$48,350$51,445$53,379$58,020$71,558$77,360$96,700$116,040$154,720
6$44,360$55,450$58,999$61,217$66,540$82,066$88,720$110,900$133,080$177,440
7$50,040$62,550$66,554$69,056$75,060$92,574$100,080$125,100$150,120$200,160
8$55,720$69,650$74,108$76,894$83,580$103,082$111,440$139,300$167,160$222,880

2026 FPL by month: the limits benefit programs use

Benefit offices compare monthly income. These are the monthly equivalents (yearly ÷ 12, rounded up) for the percentages this site's programs use.

Household100%130%138%185%200%
1$1,330$1,729$1,836$2,461$2,660
2$1,804$2,345$2,489$3,337$3,607
3$2,277$2,960$3,142$4,212$4,554
4$2,750$3,575$3,795$5,088$5,500
5$3,224$4,191$4,449$5,964$6,447
6$3,697$4,806$5,102$6,839$7,394
7$4,170$5,421$5,755$7,715$8,340
8$4,644$6,037$6,408$8,591$9,287

2025 vs 2026 poverty guidelines

Household size20252026Change
1 person$15,650$15,960+$310
2 people$21,150$21,640+$490
3 people$26,650$27,320+$670
4 people$32,150$33,000+$850
5 people$37,650$38,680+$1,030
6 people$43,150$44,360+$1,210
7 people$48,650$50,040+$1,390
8 people$54,150$55,720+$1,570

48 contiguous states and DC. Sources: HHS 2026 Poverty Guidelines (91 FR 1797) · HHS 2025 Poverty Guidelines (90 FR 5917).

Common questions

What is 138% of the federal poverty level in 2026?

$22,025 a year for one person and $45,540 for a family of four (48 contiguous states and DC, 2026 HHS guidelines). Alaska and Hawaii are higher.

What is 150% of the federal poverty level in 2026?

$23,940 a year for one person and $49,500 for a family of four (48 contiguous states and DC, 2026 HHS guidelines). Alaska and Hawaii are higher.

What is 200% of the federal poverty level in 2026?

$31,920 a year for one person and $66,000 for a family of four (48 contiguous states and DC, 2026 HHS guidelines). Alaska and Hawaii are higher.

Is the federal poverty level based on gross income?

The guidelines are only dollar thresholds; each program decides what income counts. SNAP compares gross and net monthly income, while marketplace coverage and Medicaid for children, pregnant people, and adults under 65 use modified adjusted gross income (MAGI). Medicaid for people 65+ or with a disability uses different rules.

Federal source: HHS Poverty Guidelines ↗
Related terms: Medicaid expansion · Broad-Based Categorical Eligibility (BBCE)