Transferring Medicaid from New Jersey to New York
No — Medicaid does not move with you. Your New Jersey coverage ends when you stop being a New Jersey resident, and you apply again with New York Medicaid after you arrive. There is no residency waiting period, and coverage can reach back to your application date.
Both states cover adults under expansion rules at 138% of the federal poverty level, so if you qualified on income in New Jersey, you will likely qualify in New York too.
Official New York Medicaid agency: New York State Department of Health ↗ (application page)
Your step-by-step checklist
Before you move
- 1
Gather your documents before the move
You will reapply from scratch: proof of identity, income (pay stubs or award letters), your new address, and immigration documents if applicable.
- 2
Tell New Jersey Department of Human Services, Division of Medical Assistance and Health Services you are leaving
Report your move and ask for your case to be closed effective the end of the month you leave. Medicaid cannot cover you in two states at once.
New Jersey Department of Human Services, Division of Medical Assistance and Health Services ↗
Moving week
- 3
Time the closure to the end of your move month
Keep coverage through the month you travel. Your old state's coverage generally ends the month you stop being a resident.
After you arrive
- 4
Apply with New York State Department of Health as soon as you arrive
There is no waiting period based on how long you have lived there — apply immediately. Processing: up to 45 days (90 if a disability decision is needed). From January 1, 2027 (earlier in some states), most adults in the expansion group must also show 80 hours a month of work, school, job training, or community service, or an exemption, possibly for 1 to 3 months preceding the application.
Online application ↗ - 5
Ask about retroactive coverage
Most states can pay eligible medical bills from as early as the third month before the month you apply, so ask when you apply if you had care during the gap. For applications filed on or after January 1, 2027, federal law (Public Law 119-21) shortens this to the month before the month you apply for adults in the expansion group and the second month before the month you apply for everyone else.
New Jersey vs New York: the numbers that decide it
| New Jersey (old state) | New York (new state) | |
|---|---|---|
| Program name | NJ FamilyCare | New York Medicaid |
| Agency | New Jersey Department of Human Services, Division of Medical Assistance and Health Services | New York State Department of Health |
| ACA Medicaid expansion | Yes — adults covered on income | Yes — adults covered on income |
| Adult income limit | 138% of the federal poverty level | 138% of the federal poverty level |
Monthly income limits by household size: New Jersey vs New York
| Household size | New Jersey | New York |
|---|---|---|
| 1 person | $1,836 | $1,836 |
| 2 people | $2,489 | $2,489 |
| 3 people | $3,142 | $3,142 |
| 4 people | $3,795 | $3,795 |
| 5 people | $4,449 | $4,449 |
| 6 people | $5,102 | $5,102 |
Limits for adults, computed from each state's published % of the 2026 HHS poverty guidelines and rounded up to the dollar. Children, pregnancy, and 65+/disability rules differ; each state's own chart controls and may still show 2025 figures. Full tables: New Jersey · New York · 2026 poverty guidelines.
Moving with more than one benefit?
The checklist generator merges Medicaid, SNAP, WIC, unemployment, and TANF into one ordered to-do list for this exact move.
Build the full New Jersey → New York checklistCommon questions
Can I use my New Jersey Medicaid in New York while I wait?
Generally no. New Jersey Medicaid only pays providers for New Jersey residents, and out-of-state care is limited to emergencies. Once you live in New York, you need New York coverage — apply immediately and ask about retroactive coverage for bills in the gap.
Is there a waiting period for Medicaid in New York?
No. States cannot impose a minimum-residency waiting period. You qualify (or not) on New York's income and category rules from the day you become a resident. The application itself takes up to 45 days (90 if a disability decision is needed).
Can I have Medicaid in two states at once?
No. You can only receive Medicaid from the state where you live. Keeping an old case open while opening a new one can create repayment problems — close the New Jersey case effective your move month.
Where do I actually apply in New York?
Through New York State Department of Health (online application linked above). Official Medicaid pages for both states are cited at the bottom of this page.
Related guides
- Moving back: New York to New Jersey Medicaid
- Medicaid in New Jersey: leaving or arriving
- Medicaid in New York: leaving or arriving
- Moving with Medicaid: every state
- New Jersey to New Hampshire Medicaid
- New Jersey to Missouri Medicaid
- New Jersey to Massachusetts Medicaid
- New Jersey to Kentucky Medicaid
Other benefits on the same move
- SNAP: New Jersey to New York
- WIC: New Jersey to New York
- Unemployment: New Jersey to New York
- TANF: New Jersey to New York
Terms on this page: Federal poverty level (FPL) · Medicaid expansion · Retroactive Medicaid coverage
Official sources
Every fact above was checked against these official pages. Last verified .
- NJ FamilyCare — Who is eligible — accessed 2026-08-08
- NJ FamilyCare home — accessed 2026-08-08
- NYS DOH Medicaid — accessed 2026-08-08