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Transferring Medicaid from Washington to Kentucky

Plan on a close-and-reapply. Washington Medicaid only works while you live in Washington; once you land in Kentucky, your application goes to Kentucky Cabinet for Health and Family Services, Department for Medicaid Services. File it immediately after arriving, because processing takes time and coverage ties to the application date.

Both states cover adults under expansion rules at 138% of the federal poverty level, so if you qualified on income in Washington, you will likely qualify in Kentucky too.

Official Kentucky Medicaid agency: Kentucky Cabinet for Health and Family Services, Department for Medicaid Services ↗ (application page)

Your step-by-step checklist

Before you move

  1. 1

    Gather your documents before the move

    You will reapply from scratch: proof of identity, income (pay stubs or award letters), your new address, and immigration documents if applicable.

  2. 2

    Tell Washington State Health Care Authority you are leaving

    Use Washington Healthplanfinder's 'Update my income or address/report change' function (linked from the HCA Apple Health pages) to report a move.

    Washington State Health Care Authority ↗

Moving week

  1. 3

    Time the closure to the end of your move month

    Keep coverage through the month you travel. Your old state's coverage generally ends the month you stop being a resident.

After you arrive

  1. 4

    Apply with Kentucky Cabinet for Health and Family Services, Department for Medicaid Services as soon as you arrive

    There is no waiting period based on how long you have lived there — apply immediately. Processing: up to 45 days.

    Online application ↗
  2. 5

    Ask about retroactive coverage

    Most states can cover eligible medical bills up to 3 months before your application date — ask when you apply if you had care during the gap.

Washington vs Kentucky: the numbers that decide it

 Washington (old state)Kentucky (new state)
Program nameApple HealthKentucky Medicaid
AgencyWashington State Health Care AuthorityKentucky Cabinet for Health and Family Services, Department for Medicaid Services
ACA Medicaid expansionYes — adults covered on incomeYes — adults covered on income
Adult income limit138% of the federal poverty level138% of the federal poverty level

Verified 2026-08-08 (Washington) and 2026-08-08 (Kentucky) against the official sources cited below.

Moving with more than one benefit?

The checklist generator merges Medicaid, SNAP, WIC, unemployment, and TANF into one ordered to-do list for this exact move.

Build the full Washington → Kentucky checklist

Common questions

Can I use my Washington Medicaid in Kentucky while I wait?

Generally no. Washington Medicaid only pays providers for Washington residents, and out-of-state care is limited to emergencies. Once you live in Kentucky, you need Kentucky coverage — apply immediately and ask about retroactive coverage for bills in the gap.

Is there a waiting period for Medicaid in Kentucky?

No. States cannot impose a minimum-residency waiting period. You qualify (or not) on Kentucky's income and category rules from the day you become a resident. The application itself takes up to 45 days.

Can I have Medicaid in two states at once?

No. You can only receive Medicaid from the state where you live. Keeping an old case open while opening a new one can create repayment problems — close the Washington case effective your move month.

Where do I actually apply in Kentucky?

Through Kentucky Cabinet for Health and Family Services, Department for Medicaid Services (online application linked above). Official Medicaid pages for both states are cited at the bottom of this page.

Related guides

Official sources

Every fact above was checked against these official pages. Last verified.

Written by Benefits Transfer Editorial Team

Reviewed by Billy Reiner, Editor

Last verified