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California Medicaid: 2026 Income Limits and Moving In or Out

Moving TO California

Medi-Cal (California's Medicaid program) does not accept transferred cases from other states: every new California resident applies fresh through California Department of Health Care Services. There is no waiting period tied to how recently you arrived — eligibility is decided on California's own income and household rules from the day you become a resident.

Leaving California

Leaving California ends your Medi-Cal (California's Medicaid program) case — no state will take it over. Close the case with California Department of Health Care Services effective your move month, then apply in your destination state immediately after arriving.

Official agency: California Department of Health Care Services ↗ (application page)

California Medicaid at a glance

Program nameMedi-Cal
ACA Medicaid expansionYes — adults covered on income
Adult income limit138% of the federal poverty level
ProcessingFederal 45-day standard (90 days for disability determinations)

California Medicaid income limits for adults (2026)

California expanded Medicaid under the ACA, so adults with income up to 138% of the federal poverty level can qualify without fitting a category such as disability or pregnancy. Federal law (Public Law 119-21) adds a work condition for most of these adults from January 1, 2027 (earlier in some states, and later only in a state granted an extension, which cannot run past 2028): they must show 80 hours a month of work, school, job training, or community service, unless they are exempt (for example, parents of a child 13 or under, pregnant people, and people with a disability). New applicants may have to show it for 1 to 3 consecutive months immediately preceding the month they apply.

Household sizeMonthly income limitYearly income limit
1 person$1,836$22,025
2 people$2,489$29,864
3 people$3,142$37,702
4 people$3,795$45,540
5 people$4,449$53,379
6 people$5,102$61,217
7 people$5,755$69,056
8 people$6,408$76,894
Each additional person+$654+$7,839

Federal source: HHS 2026 Poverty Guidelines (91 FR 1797) (published 2026-01-15)

How to apply for Medicaid in California

Apply with California Department of Health Care Services online at benefitscal.com, which runs the program as Medi-Cal. Go to the official application page ↗

Processing time: Federal 45-day standard (90 days for disability determinations).

Moving with more than one benefit? The relocation checklist orders every step for your move.

Common questions

What is the Medicaid income limit in California for 2026?

For adults, 138% of the federal poverty level: about $1,836 a month for one person and $3,795 a month for a family of four in 2026. Children, pregnant people, and people 65+ or with a disability have separate limits.

Can I keep California Medicaid if I move to another state?

No. Medicaid covers residents only, so California coverage ends once you live elsewhere. Report the move to California Department of Health Care Services and apply in your new state right away; eligibility there is decided on that state's own rules.

How do I apply for Medicaid in California?

Apply with California Department of Health Care Services online at benefitscal.com, which runs the program as Medi-Cal. Processing time: federal 45-day standard (90 days for disability determinations).

Who runs Medicaid in California?

California Department of Health Care Services, which runs the program as Medi-Cal. The official page and application link are cited below — always act through them.

Does California make new residents wait for Medicaid?

No state may impose a residency waiting period for Medicaid. You apply as soon as you live in California; eligibility is decided on California's own rules.

Where do I report that I'm leaving California?

Report your move to your county Medi-Cal office within 10 days; ask for your case to be closed effective the end of the month you leave.

Every move involving California

Other benefits in California

Terms on this page: Federal poverty level (FPL) · Medicaid expansion · Retroactive Medicaid coverage

Official sources

Every fact above was checked against these official pages. Last verified .

Written by Benefits Transfer Editorial Team

Reviewed by Billy Reiner, Editor

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